home > media appearances
In this episode, Mike Seidl — co-founder of REI Capital Guys — pulls back the curtain on the world of private money lending. Drawing from his experience exiting successful businesses and funding real estate deals across multiple asset classes, Mike explains how private lending differs from traditional hard money by offering greater flexibility and a borrower-first approach. He breaks down real-world loan structures, typical terms, and how both accredited and non-accredited investors can earn returns of 7 to 10% backed by physical real estate.
Whether you are an investor looking for stronger passive returns or a real estate entrepreneur in need of fast, flexible capital, Mike shares the insights you need to navigate private lending with confidence. From building trust with borrowers to avoiding common pitfalls, this episode is a practical guide to understanding the private money landscape and putting it to work for your financial goals.
On this episode, Mike Seidl—a "C-student" turned powerhouse entrepreneur—to discuss the raw reality of building a private lending empire from the ground up. From starting a medical alert business in his mother’s basement to navigating the high-stakes world of property restoration, Mike shares how his background in human services and construction shaped his unique, relationship-first approach to capital. You’ll learn why Mike walked away from the "grind" of insurance adjusters to master the world of private money, where speed and service beat institutional red tape every time.
Whether you’re looking to scale your marketing through organic growth or want to understand the "money game" from a lender who prioritizes mindset over intellect, this episode is packed with real-world business gold.
On this episode of the podcast, Dr. Matthew Loop sits down with Mike Seidl—co-founder of REI Capital Guys—to pull back the curtain on how elite investors use private lending to bypass the "red tape" of big banks.
From starting a business in his mother’s basement to managing a multimillion dollar fund, Mike reveals how passive investors can earn 7–10% returns backed by physical real estate—without the volatility of the stock market.
Whether you're a doctor with cash on the sidelines or an entrepreneur looking for a "boring" (safe) way to grow wealth, Mike shares the common denominators of the top 1% that you can start using today.
On this episode of Deal Nation, Zach Richards—co-founder of REI Capital Guys—shares how real estate investors can build wealth through private lending while scaling their fix-and-flip business.
From his first $100K loan to managing a multi-million dollar fund, Zach reveals how investors can earn 7–10% returns backed by real estate—without the hassle of tenants or property management.
You’ll learn about conservative underwriting, 100% financing with cross-collateral, building repeat borrower relationships, and why experienced flippers gladly pay for speed and flexibility.
Whether you're seeking passive income or capital for your next deal, this episode delivers real-world insights from both sides of the private lending table.
In this episode of The Michael Ketchen Show, we sit down with trusted private lending partner Zachary Richards of REI Capital Guys, based in Manchester, NH. Zach and his team aren’t just lenders — they’re relationship-driven capital partners who align their success with yours. They specialize in deploying their own capital to help real estate investors fund deals quickly and reliably, while also delivering passive returns to their investor network.
We break down how private lending works, why it's a game-changer for investors who want speed and flexibility, and what makes Zach a problem-solving powerhouse we continue to do deals with. If you're serious about scaling your portfolio and want to understand the money game from the inside, this episode is for you.
Zach, is interviewed at a mastermind event focused on cash flow. He discusses the REI Capital Guys investment fund, which offers accredited investors passive income with a straightforward tiered return structure—starting at 7% for a $25,000 investment and up to 10% for $1 million. The fund primarily lends to fix-and-flip projects, multifamily developments, and real estate-backed investments, with loan terms typically ranging from 6 to 18 months.
Unlock the Private Lending Secrets You NEED to Know! 💰 In this episode of the REI Hacker Podcast, we sit down with Mike Siedl, co-founder of REI Capital Guys, who has deployed over $20M in real estate projects since 2017. With a background in economics from NYU and years of entrepreneurial success, Mike shares invaluable insights into the world of private lending, from the importance of relationships to strategies for ensuring safe and consistent returns. Discover why private lending offers more control and flexibility compared to institutional hard money, how Mike evaluates deals and borrowers, and why the "jockey" matters more than the "horse" in any real estate investment. Whether you're a new investor or an experienced operator, this episode is packed with actionable advice, from building relationship capital to navigating the challenges of financing in today’s volatile market. Don't miss this chance to learn how Mike’s unique approach to lending prioritizes trust, transparency, and profitability. Tune in now and take your real estate investing game to the next level!
Hector sits down with Zach Richards, co-founder of REI Capital Guys, to explore the quiet power of private lending and the deeper meaning of financial freedom. Zach breaks down how true freedom isn’t about flashy cars or massive portfolios—it’s about owning your time, minimizing stress, and building systems that let you live life on your terms. From the difference between risky speculation and dependable cash flow, to the invisible labor of family life, this conversation hits hard for any man seeking more than hustle—someone striving for balance, stability, and intentional growth.
What does it really take to build a business from the ground up? In this episode, we sit down with Mike Seidi of REI Capital Guys, a serial entrepreneur who’s built—and sold—multiple companies, starting with nothing but grit, hustle, and a credit card. From working out of a basement to doing multimillion-dollar deals, Mike walks us through what it means to figure things out as you go, ask the right people for help, and trust your ability to learn what you don’t know.
We talk about starting with zero industry experience, hiring experts before knowing what a Phillips screwdriver is, and learning to thrive outside the box. Mike doesn’t sugarcoat anything—he shares real lessons from growing a business in the trades and financial industries, including how he protects investor money and why asking for help is a power move. Whether you’re just starting out or looking to scale with intention, this episode is packed with practical wisdom from someone who’s been through it all.

This episode of the REI Freedom Podcast features a deep dive into the world of private lending with special guest Zachary Richards, a private lender from New Hampshire. The discussion covers Zachary’s journey into private lending, the distinction between hard and private lenders, and the benefits private lending brings to real estate investors. The podcast emphasizes the importance of leveraging private capital to accelerate real estate business growth, how to effectively work with private lenders, and the value of building strong, mutually beneficial relationships. Practical advice on finding and approaching private lenders, understanding lending terms beyond surface-level costs, and the advantages of private lending for both the investor and the lender are also explored. Zachary shares insights into his lending criteria and offers tips for new investors looking to engage with private lenders.

In this episode of Tribe Builders, host Tanya Rooney sits down with Mike Seidl, a private money real estate lender, to explore his journey of selling business, lending money to real estate investors for their fix + flips and how relationship-building is at the core of his approach, focusing on people over properties when making lending decisions. He talks about the importance of networking at industry events and how mastermind groups have played a pivotal role in the growth of his company. Mike offers insights into the value of investing in high-cost masterminds and the powerful connections and solutions they can provide. Additionally, Mike discusses his plans to start a nonprofit foundation that supports young adults aging out of foster care, offering crucial soft skills and mental health resources. Tune in to learn more about Mike’s approach to lending, his vision for giving back, and his open invitation to connect with him about lending opportunities or becoming a lender.
Breaking Into Private Lending: One Investor’s Journey
By: Zachary Richards
What does it really take to become a private lender? In this personal and insightful article, Zachary Richards shares his real-world journey from full-time software engineer to part-time private lender—and the lessons he learned along the way. From his first duplex to his first $100K loan, Zach details the challenges, fears, and breakthroughs that led him to build a lending business of his own. Whether you're curious about passive investing or ready to take the leap, this candid account offers valuable takeaways on starting small, trusting your gut, and growing smart.
👉 Read the full article to see how Zach turned curiosity into capital—and a side hustle into a future business.
REI Capital Guys does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are "private placements" of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by REI Capital Guys and may lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment. Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Any investment information contained herein has been secured from sources that REI Capital Guys believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor. Offers to sell, or the solicitations of offers to buy, any security can only be made through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed on this website, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity. Investments in private placements involve a high degree of risk and may result in a partial or total loss of your investment. Private placements are generally illiquid investments. Investors should consult with their investment, legal, and tax advisors regarding any private placement investment.